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Prep 2 SS · Mathematics
Numbers · Financial mathematics

Arithmetic Progressions

Before you start, make sure you know: Arithmetic progressions (Secondary Year 3)
Before you start, make sure you know: Simple interest (Secondary Year 3)

Ximena opens a savings account that adds the same interest every year. Her brother Diego gets an allowance that goes up $\$2$ each week. In both cases the money grows "the same amount" in each period. How do you calculate how much there will be in 15 years, or how much you will have saved in total? That is the arithmetic progression you know from middle school, now applied to money.

General term and common difference

Why $n-1$: to get from the first term to term $n$ you take $n-1$ steps of size $d$.

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State which of the following sequences are arithmetic progressions and, where applicable, give the common difference: a) $4, 7, 10, 13, \ldots$ b) $2, 4, 8, 16, \ldots$…

State which of the following sequences are arithmetic progressions and, where applicable, give the common difference:

  1. a) $4, 7, 10, 13, \ldots$
  1. b) $2, 4, 8, 16, \ldots$
  1. c) $20, 17, 14, 11, \ldots$
  1. d) $1, 1, 1, 1, \ldots$
  1. e) $3, 7, 12, 18, \ldots$
Solve
Practice★☆☆Not started
An arithmetic progression has first term $a_1 = 5$ and common difference $d = 3$. a) Write its first five terms. b) Write the general term $a_n$. c) Calculate $a_{10}$.

An arithmetic progression has first term $a_1 = 5$ and common difference $d = 3$.

  1. a) Write its first five terms.
  1. b) Write the general term $a_n$.
  1. c) Calculate $a_{10}$.
Solve
Practice★☆☆Not started
In an arithmetic progression, $a_1 = 2$ and $a_5 = 14$. a) Calculate the common difference. b) Write the general term. c) What position does the term $26$ occupy?

In an arithmetic progression, $a_1 = 2$ and $a_5 = 14$.

  1. a) Calculate the common difference.
  1. b) Write the general term.
  1. c) What position does the term $26$ occupy?
Solve

Simple interest is an arithmetic progression

With simple interest, the interest is always calculated on the initial capital and is not added to the capital to earn more interest. That is why the same amount is added each year.

Graph of points lined up on a straight line showing the constant growth of the amount with simple interest over the years. C(1 + i·n): a line each year it always goes up the same amount: C·i
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A savings account at $3 \%$ simple annual interest starts with an initial capital of $\$40\,000…

A savings account at $3 \%$ simple annual interest starts with an initial capital of $\$40\,000$ that is not withdrawn: each year the same interest on the initial capital is added.

  1. a) Why do the capital amounts year after year form an arithmetic progression? State its first term and common difference.
  1. b) Write the general term for the capital accumulated after $n$ years.
  1. c) How much capital will there be after $6$ years? And after $15$ years?
Solve
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The figure uses bars to represent the first six terms of an arithmetic progression. a) Read the first term $a_1$ and the common difference $d$ from the graph, and…

The figure uses bars to represent the first six terms of an arithmetic progression.

0 2 4 6 8 10 12 14 d = 2 d = 2 d = 2 d = 2 d = 2 3 5 7 9 11 13 a₁ a₂ a₃ a₄ a₅ a₆ n=1 n=2 n=3 n=4 n=5 n=6
  1. a) Read the first term $a_1$ and the common difference $d$ from the graph, and explain why the heights of the bars lie on a straight line.
  1. b) Write the general term $a_n$.
  1. c) Calculate $a_{20}$ and the sum of the first $20$ terms.
Solve

Inserting arithmetic means

Inserting $k$ arithmetic means between two numbers means placing $k$ terms between them so that everything forms an arithmetic progression. If the endpoints are $a_1$ and $a_n$, there are $n=k+2$ terms and

$$d=\frac{a_n-a_1}{n-1}$$

This works because from $a_1$ to $a_n$ there are $n-1$ equal steps. This is also how you get the common difference when you know any two terms.

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Consider the arithmetic progression $3, 7, 11, \ldots$ a) Calculate the sum of its first $10$ terms. b) Check the result by first calculating $a_{10}$ and applying the…

Consider the arithmetic progression $3, 7, 11, \ldots$

  1. a) Calculate the sum of its first $10$ terms.
  1. b) Check the result by first calculating $a_{10}$ and applying the sum formula.
Solve

Sum of terms: accumulated savings

To find out how much you have saved in total, you don't need to add term by term. Use this formula.

Bars of increasing height representing the terms of an arithmetic progression: the first, the second, and the last. 1° 2° last each week you save a little more
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For the end-of-year trip, a student decides to save using a staircase system: $\$10$ in the first week and, each subsequent week, $\$5$ more than the previous one, as…

For the end-of-year trip, a student decides to save using a staircase system: $\$10$ in the first week and, each subsequent week, $\$5$ more than the previous one, as shown in the figure.

Total acumulado = ? $10 $15 $20 $25 $30 35 30 25 20 15 10 5 0 $ ahorrados en la semana week 1 week 2 week 3 week 4 week 5
  1. a) How much will she save in week $12$?
  1. b) How much will she have accumulated in total after those $12$ weeks?
  1. c) The trip costs $\$650$. Will saving for $16$ weeks be enough? Justify your answer.
Solve
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Insert four arithmetic means between $3$ and $18$ (that is, construct an arithmetic progression of six terms whose extremes are $3$ and $18$). a) Calculate the common…

Insert four arithmetic means between $3$ and $18$ (that is, construct an arithmetic progression of six terms whose extremes are $3$ and $18$).

  1. a) Calculate the common difference of the progression.
  1. b) Write the six terms.
  1. c) Check that the sum of the six terms matches the formula $S_n = \frac{(a_1 + a_n) \times n}{2}$.
Solve
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A park amphitheatre has $22$ seats in the first row, and each subsequent row has $4$ seats more than the previous one. a) How many seats are in row $8$? b) How many…

A park amphitheatre has $22$ seats in the first row, and each subsequent row has $4$ seats more than the previous one.

  1. a) How many seats are in row $8$?
  1. b) How many seats are there in total in the first $8$ rows?
  1. c) A total of $600$ seats are needed for a concert. What is the minimum number of complete rows required?
Solve

Comparing plans and solving problems

When two plans each grow with their own common difference, you can compare term by term (when do the payments match?) or compare sums (when does the total of one exceed the other?).

Two lines representing two savings plans that cross in month 13. they cross: month 13 Plan A Plan B

Some useful properties for reasoning (check them with letters when you need to):

  • Three numbers $a$, $b$, $c$ are in arithmetic progression if and only if $b=\frac{a+c}{2}$ (the middle one is the average of the endpoints).

  • If you add the same amount to all the terms, the common difference does not change, because the differences between consecutive terms stay the same.

  • If you write $a_k=a_1+(k-1)d$ and substitute, you will see that $a_1+a_n$ and $a_2+a_{n-1}$ are equal, since what one gains with $d$ the other loses.

Practice★★☆Not started
Consider the arithmetic progressions $a_n$, with $a_1 = 7$ and common difference $2$, and $b_n$, with $b_1 = 40$ and common difference $-1$. a) Write the general term…

Consider the arithmetic progressions $a_n$, with $a_1 = 7$ and common difference $2$, and $b_n$, with $b_1 = 40$ and common difference $-1$.

  1. a) Write the general term for each one.
  1. b) Is there any value of $n$ for which $a_n = b_n$? Calculate it.
  1. c) Interpret the result: describe in words how each progression evolves and what the common term means.
Solve
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How many terms of the arithmetic progression $5, 9, 13, \ldots$ must be added to obtain $377$? a) Write the general term $a_n$ and the expression for the sum $S_n$ of…

How many terms of the arithmetic progression $5, 9, 13, \ldots$ must be added to obtain $377$?

  1. a) Write the general term $a_n$ and the expression for the sum $S_n$ of the first $n$ terms.
  1. b) Set up the equation $S_n = 377$ and solve it. Why must one of the solutions to the quadratic equation be discarded?
Solve
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The lengths of the three sides of a right-angled triangle are in arithmetic progression with common difference $d > 0$. a) Express the three sides in terms of the middle…

The lengths of the three sides of a right-angled triangle are in arithmetic progression with common difference $d > 0$.

  1. a) Express the three sides in terms of the middle side $b$ and the common difference $d$, and apply Pythagoras' theorem.
  1. b) Show that the sides are necessarily proportional to $3$, $4$ and $5$.
  1. c) Give a concrete example of a right-angled triangle whose sides form an arithmetic progression with common difference $7$.
Solve
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State with reasons whether the following statements about arithmetic progressions are true or false, proving them or giving a counterexample: a) "Three numbers $a$, $b$…

State with reasons whether the following statements about arithmetic progressions are true or false, proving them or giving a counterexample:

  1. a) "Three numbers $a$, $b$ and $c$ are in arithmetic progression if and only if $b = \frac{a + c}{2}$."
  1. b) "In an arithmetic progression, the sum of two terms equidistant from the extremes is always the same: $a_1 + a_n = a_2 + a_{n - 1} = a_3 + a_{n - 2} = \ldots$"
  1. c) "If the same quantity is added to all the terms of an arithmetic progression, the common difference changes."
Solve
Practice★★★Not started
A father offers his daughter two monthly allowance plans: Plan A: $\$400$ in the first month, increasing by $\$40$ each month. Plan B: $\$160…

A father offers his daughter two monthly allowance plans:

  • Plan A: $\$400$ in the first month, increasing by $\$40$ each month.

  • Plan B: $\$160$ in the first month, increasing by $\$60$ each month.

  1. a) Write the general term for the allowance under each plan in month $n$.
  1. b) In which month does the monthly allowance of both plans coincide for the first time?
  1. c) In which month does the cumulative total of plan B exceed that of plan A for the first time? Justify your answer using the sum formulas and reasoned trial and error.
Solve

Back to the beginning: Ximena's savings grow as $M_n=C(1+i\cdot n)$, with the same gain $C\cdot i$ every year, and what Diego saves in total is calculated with $S_n$.

Summary

See all the exercises in this section